Merchant Cash Advances & Cash Advance Program
Merchant cash advances are perfect for anyone who has been turned down by their bank or credit union for a loan. Getting that capital you need to operate your business has never been easier!
The qualification process for a merchant cash advance begins with a review of your four most recent Visa/MasterCard statements, and after one of our account executives receives your statements, you will be contacted with a few options. Our decision is not based on your personal or business credit – only on the consistency of your monthly sales, since we are essentially purchasing a percentage of your future credit card receivables. We will discuss your needs together and decide which program better suites your business.
These merchant cash advances then typically takes place within 10 business days of submission.
Qualifying for a merchant cash advance has some minimum requirements, but once you meet them, you are pre-qualified. And your account can always be reviewed any time should you need additional capital in the future.
- REQUIREMENTS
· 12 months in business
· $10,000 / month in Visa/MC Transactions
· 15 Batches per month
· Bankruptcies must be discharged for 1 year
· Good standing with landlord
1. You fill out a simple one page form
2. We collect your last 4 credit card processing statements (should say 6 months)
3. We verify you conduct more than $3500 per month in credit card transactions ($10,000)
4. You sell a fixed amount of your future credit card sales at a discount (We purchase a fixed amount)
5. You will then receive a lump sum amount for you to use as you wish
6. A predetermined percentage from each credit card sale is paid to your funding source.
7. The process is complete when agreed amount is paid in full it’s that simple! (not sure what the weird symbols are)
If you meet these basic requirements, you are pre-qualified for our cash advance program. You can apply online by clicking here, or by calling our direct sales line – (866)-326-3480. Our account executives will be more than happy to answer any additional questions you may have.
Why apply for a cash advance through Merchant Solutions? What can we do for you that other can’t? Take a look at the advantages of our merchant cash advances.
- High approval rates
- No fixed payment amount
- No personal collateral
- No application fee
- Funding in 4-6 days
- Automated collection
- No monthly check to write
Once you have the funding from your merchant cash advance, the possibilities abound. Where you lead your business and how you use those funds is completely up to you. You could:
- Advertise
- Renovate
- Expand your business Purchase inventory
- Upgrade equipment
- Manage seasonality
- Cover emergency needs
- Open new locations
1. You fill out a simple one page form
2. We collect your last 4 credit card processing statements
3. We verify you conduct more than $3500 per month in credit card transactions
4. You sell a fixed amount of your future credit card sales at a discount
5. You will then receive a lump sum amount for you to use as you wish
6. A predetermined percentage from each credit card sale is paid to your funding source.
7. The process is complete when agreed amount is paid in full… it’s that simple!

