Key Features:  A number of services and features that make Merchant Solutions stand out from the rest.

Here are Merchant Solutions, our most trusted partner in processing is Integrity Payment Systems.  Over the years we have found them to be the most reliable and cost effective solution to meet our clients processing needs.

Some key advantages to processing with Integrity via Merchant Solutions include:

• Accept all forms of payment – Visa, MasterCard, AMEX, Discover, JCB, Diners Club, Debit card, Check Card, EBT, and even paper checks can all be accepted and processed instantly.   You’ll never leave your customers looking for an alternate form of payment.

• In-House Transaction Settlement – Integrity is among the few processors that offer in house authorization, settlement and funding.  No third parties means fast settlement and no “blame game” in the event of any complications.
• LIVE, 24/7 US Based Customer Service – No call tree, no third party or outsourced support, just real support that will answer your call and walk you through any questions or issues.  Try it now – 888.477.4510

• Online access to Merchant Account – No need to wait for end of the month hard copy statements, you can check your merchant account and see all transactions and charges up to the previous day’s batch out.

• Merchant Statements – Your monthly statements are straightforward and easy to read, unlike many others that make the statements intentionally confusing to hide charges.

• Retire with Integrity - allows you to split a percentage of each credit or debit card transaction into multiple accounts.  Fund a 401K, a vacation fund, your rent fund – anything you want.

• PCI- DSS Complaint – Any merchant whose systems or hardware are not PCI DSS compliant by July 1^st 2010 will face fines of $5000-$100,000 per month if card issuer!  All hardware and programs are fully PCI-DSS compliant

• Low Fixed Costs - Thinking about taking credit cards but fixed costs holding you back?  We offer several “no minimum” programs for new vendors as well as established vendors not currently accepting credit cards.

• Ruby Compatible – For gas and service stations, we are compatible with Ruby, the technology that powers most “Pay at the Pump” software.  Pay at the pump results in significantly higher average sale!

Optional features

Beyond just the basics of credit card processing, we offer a variety of features to aide productivity, increase cash flow and incentivize your current customer base to spend more.

• FREE Terminal Program – sign up for our Advantage Club and receive a FREE terminal, along with terminal replacement, tech support and free paper for the duration of your enrollment.

• Overnight Money Express - need your cash fast?  With Overnight Money Express, all Visa/MC/Discover payments batched out by 8pm EST will be available in your account next business day!

• Remote check acceptance – Allows you to accept and remotely deposit personal checks on the spot, with a guaranteed availability of funds!  Just run the check is through a digital check imager. The scanner instantly captures an image of the check and electronically verifies the funds and adds to your daily batch.

• Custom Gift Cards – Create customized gift cards with your own logo and text.  Can function as a discount card, a traditional gift card, or to hold a store credit.  Gift cards are guaranteed business!  Get cash now for goods you’ve yet to sell. 

• Customer Loyalty Cards - Create rewards programs for your customers, just like the big chains do!  Offer incentives to your customers based on points, number of swipes, or total dollars spent, that they can redeem for products or services.   Our highly flexible platform allows you to set rewards that make sense for YOUR business.

• Merchant Cash Advances – Cash advances available for qualified merchants.   Get the quick cash you need to grow your business without the difficult and time consuming process of regular bank loans (that is if you can find a bank that’s lending!).  Loan repayment nets directly off your daily credit card batch – so no month end bills to worry about!

• Pay Fast -Pay Fast is an exclusive feature that allows you to create escrow accounts for your customers, tenants or other clients.  A percentage of each of their credit or debit based transaction flows into an escrow account you can withdraw from to cover your invoices to them.  No more chasing down unpaid invoices!

• QuickBooks Processor Integration - Like the convenience of processing transactions directly in QuickBooks but not the high rates?  Replace your expensive Intuit processor with Integrity today!  Enjoy all the same functionalities in QuickBooks, just with our lower cost processor running behind the scenes.