Credit card processing involves a relationship between a retailer and a bank or financial institution. As the retailer, you can accept credit cards as payment for goods or services. The financial institution approves each transaction, checks for security and safety, and transfers the funds from the credit card’s available balance to the merchant’s bank account. However, the merchant and the bank do not necessarily conduct this transaction directly. A processing company often acts as “middleman,” not only with each transaction but with the initial set-up of the credit card processing system. The processing company helps merchants find the best plan for their businesses, provides resources and necessary equipment, and provides support on an “as needed” basis.

Merchant Solutions is a credit card processing company dedicated to helping retailers find ideal business solutions for all of their credit card needs. Whether your business is large or small, mobile or home-based, we have the perfect plan for you. Getting started is fast, simple, and more economical than you will believe.

If you are a business owner that does not have the opportunity to meet face to face with all of your customers, and physically swipe the credit card through a terminal, then a MOTO account is the perfect solution for you. A MOTO (Mail Order/Telephone Order) account is the ideal solution for business owners that conduct more than 50% of their business via telephone or mail order. Accepting credit cards by phone or mail order has never been easier or more secure. We have several credit card machines, software packages, and virtual terminals that can be set up as a MOTO merchant account.

Online credit card processing allows you to accept credit cards, debit cards, and checks as forms of payment on your website. If you have a customer that calls in an order, you can simply plug their card information into your virtual terminal. There is no hardware required for online credit card processing, and there are no setup fees to start accepting payments today. Our secure gateways will allow you to process your online transactions worry free, 24 hours a day. Whether you are looking for a virtual terminal or a shopping cart for your website, we have the solution that will get you up and running in no time.

A home based business merchant account is perfect for anyone running a business out of their home. Over 80% of payments made via phone or mail order are made by credit or debit cards. You will no longer have to wait for a check to arrive in the mail, or for that check to clear at the bank several days later. Increase your turnaround time by accepting a secure credit card payment right when you receive the order. With this type of merchant account, you have several options when selecting a credit card machine or software. To discuss these options today, please call us toll free at (866) 326-3480, or apply online.

Wireless credit card processing is the perfect solution for any business owner on the go. Our wireless terminals have built in printers, and come with a rechargeable battery pack. They operate on a secure wireless network, and are capable of accepting all types of electronic payments. A built-in pin-pad will also allow you to accept debit and EBT transactions wirelessly. If you are in your retail location one day, and at a trade show the next, you will always be prepared to accept transactions. You will be able to process wireless transactions without needing to rely on a power outlet and phone line to be available.